Gabay spoke at Insurance Broker’s Market Pulse Conference on insurance regulatory issues. March 2012
Gabay spoke at Insurance Broker’s Market Pulse Conference on insurance regulatory issues. March 2012
Five and a half years ago, after spending years as commercial litigation lawyers at Proskauer Rose in New York City, Sari Gabay-Rafiy and Anne Marie Bowler decided to strike out on their own. They started Gabay-Rafiy & Bowler more as a lifestyle choice than a money-making venture. The first year in business, Ms. Gabay-Rafiy said, she made “just enough to pay the babysitter.”
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Bowler spoke at Cardozo Law School, Networking Workshop for Women. March 2011
Anne Marie Bowler speaks at New York State Attorney General’s Office on Panel of Women Attorneys. Summer 2010
Gabay & Bowler spoke at Proskauer Rose LLP, Alumni Panel for Summer Associates. Summer 2010
“The Office of General Counsel has offered some guidance on the applicability of certain FOIL exemptions. For instance, the Department has opined that the personal privacy exception of FOIL does not apply to the names and business addresses of newly licensed New York Insurance agents.”
“But the absence of a formal written agreement may not be fatal to a claim for post-termination commissions. For instance, where an insurance broker sued an insurer for breach of an oral contract to pay commissions, a New York court found that a letter written by the insurer to the broker regarding the payment of renewal commissions contained all the material terms of the alleged oral agreement.”
“As another precaution, licensees should never delegate the task of completing a renewal application. That is, the individual licensee or the sublicensee/designated responsible person of an agency or brokerage should read each question carefully and respond accurately and truthfully to the questions posed rather than quickly marking “No” throughout an application.””
“In short, once an insurer is paid out of the producer’s account, neither the insurer nor the producer may cancel the policy for non-payment.”
“…the Department addressed the mid-term cancellation of a workers’ compensation insurance policy based upon the insured’s failure to pay the audit premium on its most recently expired policy.”